Kreditspezialist Leasing & Risikoprüfung (m/w/d)
Core
Analyze commercial financing and leasing applications, assess creditworthiness, and manage credit risks for business customers.
Role type
Credit specialist (leasing & risk assessment)
Builds
Leasing and financing decisions for commercial clients
Domain
Financial services / Leasing / Credit risk
Required skills
Financial statement analysis, credit scoring, risk assessment, compliance checks, contract documentation, customer communication
Preferred skills
Knowledge of German commercial law (HGB, BGB, GWG), rating procedures, regulatory environment of financial institutions
Technologies
Scoring systems, financial reporting tools
Responsibilities
Evaluate incoming leasing and financing requests, analyze financial documents (balance sheets, annual reports), approve credit applications, identify and mitigate credit risks, develop security concepts and compliance measures, handle suspicious activity reports, support customer service with contract verification, contribute to process improvements, coordinate with debt collection management
Seniority
Mid-level, hands-on IC