Associate, Multi-Unit Financing
Core
Support Directors and Relationship Managers in underwriting credit requests and managing the CMHC book of business for multi-family real estate.
Role type
Associate commercial credit underwriter (multi-unit financing)
Builds
CMHC Mortgage Loan Insurance applications and multi-family housing loan portfolios
Domain
Canadian commercial real estate lending / Mortgage Loan Insurance
Required skills
commercial credit underwriting, financial statement analysis, cash flow modeling, CMHC program expertise, regulatory compliance, risk analysis, stakeholder engagement
Preferred skills
construction financing experience, CFA/CPA/MBA designation, prior CMHC underwriter relationships
Technologies
CMHC MLI Select framework, financial modeling tools
Responsibilities
Analyze complex commercial credit applications and identify key risks; Perform detailed financial statement and cash flow analysis; Manage end-to-end CMHC loan origination from submission to funding; Execute annual reviews, loan amendments, and new money requests; Monitor borrower financial statements and market trends for early warning indicators; Liaise with CMHC underwriters and internal deal teams.
Seniority
Mid-level IC (3-6 years experience)