CareerPlan

Kreditproduktion Kreditanalyst (Individual) (m/w/d)

Augsburg, Bayern, BAYERNFull-time€60k–€73k2026-11-03 → 2026-11-12

Core

Analyze financial statements and economic documents to assess capital service ability and repayment capacity for commercial and private real estate project financing and developer measures.

Role type

Senior credit analyst (real estate & developer financing)

Builds

Credit decisions and risk assessments for commercial and private real estate projects

Domain

Banking / Real Estate Finance

Required skills

Financial statement analysis, Capital service ability assessment, Repayment capacity evaluation, §18 KWG database management, Manual rating creation, ESG score validation, 2nd Votum execution, Internal deadline management

Preferred skills

5+ years experience in commercial real estate and developer financing, Sparkassen-/Bankfachwirt or equivalent qualification

Technologies

§18 KWG database, BWA, Planrechnungen, Projektlisten, Bauträgerkalkulationen, Vermögens- und Schuldenaufstellungen, Steuerunterlagen

Responsibilities

Analyze annual financial statements, Evaluate commercial and private economic documents, Determine capital service ability and repayment capacity, Participate in decision-making drafts, Manage internal deadlines for ratings and submissions, Conduct analysis meetings with customers

Seniority

Senior, hands-on IC