Kreditanalyst (m/w/d)
Core
Analyze corporate credit applications and manage the full lifecycle of credit engagements to ensure sound financing decisions.
Role type
Corporate credit analyst
Builds
Corporate credit portfolios for a regional bank
Domain
Banking / Corporate Finance
Required skills
Financial statement analysis, Cash flow analysis, Collateral assessment, Credit risk monitoring, Regulatory compliance knowledge, Credit decisioning
Preferred skills
Experience with consortium lending, Restructuring negotiations, Risk early detection
Technologies
Microsoft 365
Responsibilities
Review and approve credit applications including second-vote processes, Analyze balance sheets and income statements to determine ratings, Monitor credit engagements for risk early detection, Evaluate and manage collateral and loan extensions, Negotiate repayment agreements and adjust security requirements, Coordinate with customers, internal departments, and consortium partners
Seniority
Mid-Senior, hands-on IC