Kreditanalyst (m/w/d)
Core
Analyze and assess economic conditions of complex engagements in private, commercial, and corporate banking; process credit applications and issue risk-oriented voting opinions.
Role type
Credit Analyst (Commercial & Corporate Banking)
Builds
Credit approvals, capital service calculations, risk classifications, and financial covenant agreements for complex financing.
Domain
Banking / Credit Risk / Corporate Finance
Required skills
Credit analysis, balance sheet analysis, risk identification and assessment, financial covenant structuring, regulatory compliance knowledge
Preferred skills
Sparkassen- or Bankbetriebswirt qualification, experience in corporate and commercial credit business, analytical thinking
Technologies
N/A
Responsibilities
Analyze economic conditions of complex engagements in private, commercial, and corporate banking; process credit applications independently and issue risk-oriented voting opinions; accompany complex financing including bond loans, developer loans, municipal, and consortium financing; identify and assess risks and create risk classifications; develop special agreements and financial covenants for complex financing in close coordination with the executive staff and legal department.
Seniority
Mid-level, experienced professional