Kreditspezialist risikorelevantes Kreditgeschäft (m/w/d)
Core
Independent processing of risk-relevant credit engagements from application review to ongoing monitoring and supervision.
Role type
Senior credit specialist (risk-relevant lending)
Builds
Credit decisions and secured lending products for a regional bank
Domain
Banking / Credit Risk
Required skills
Credit analysis, Financial statement analysis, Capital service capability calculation, Credit rating, Collateral management, Regulatory compliance (KWG/MaRisk)
Preferred skills
agree21 system experience, Bank specialist qualification (Bankfachwirt/Bankbetriebswirt)
Responsibilities
Review and approve credit applications, Conduct creditworthiness and balance sheet analyses, Calculate capital service capability and create credit ratings, Prepare credit votes and participate in credit decisions, Process credit and security agreements including collateral valuation and registration, Coordinate with market areas to ensure compliance with internal and regulatory guidelines
Seniority
Mid-Senior, hands-on IC