Kreditanalyst (m/w/d)
Core
Analyze corporate credit applications and assess financial viability to support lending decisions for SMEs and businesses.
Role type
Corporate credit analyst
Builds
Corporate loan portfolios for a regional bank
Domain
Banking / Corporate Finance
Required skills
Financial statement analysis, Cash flow analysis, Credit risk assessment, Collateral evaluation, Regulatory compliance knowledge, Financial modeling
Preferred skills
Experience with SME lending, Risk early detection, Negotiation skills
Technologies
Microsoft 365
Responsibilities
Review and approve corporate loan applications including second-vote processes, Analyze balance sheets and income statements to determine credit ratings, Monitor credit engagements throughout their lifecycle, Evaluate and manage collateral and loan extensions, Prepare repayment agreements and adjust security requirements, Communicate with clients and internal departments regarding credit decisions