Kreditreferent (m/w/d) Schwerpunkt Institutionen
Core
Credit officer specializing in institutional lending and bank's own investments, assessing risk potentials and managing credit portfolios.
Role type
Credit Officer (Institutional Focus)
Builds
Credit portfolios and bank's own investments
Domain
Banking / Finance
Required skills
Credit risk assessment, Portfolio monitoring, Second-vote approval, Payment execution, Collateral management, Valuation report review, Regulatory compliance (KWG §18), Financial analysis
Preferred skills
Commercial credit processing experience, Bank own investment experience, Banking qualification (Bankfachwirt)
Technologies
Digital credit file systems, Valuation software
Responsibilities
Evaluate market customer and investment-specific risk potentials, Monitor risk development of credit portfolio and own investments, Conduct second-vote approval of credit applications, Process payments in new business, Manage digital credit files and collateral data, Review and validate valuation reports, Ensure compliance with KWG §18 requirements
Seniority
Mid-level, hands-on IC