Senior Backend Engineer II - Money
Core
Design, build, and run scalable backend services for customer accounts, money movement, ledgers, transfers, and payments.
Role type
Senior Backend Engineer (Financial Services)
Builds
Ledger and balance logic, payment integrations, reconciliation systems, and risk controls.
Domain
Fintech / Banking / Payments
Required skills
Java, Go, Microservices, REST/gRPC, Distributed transactions, Relational databases, Redis, Kafka, Cloud platforms (GCP/AWS), CI/CD
Preferred skills
Banking domain knowledge, Payment networks, Fraud detection, Risk management
Technologies
Java, Go, Kafka, Redis, AWS, GCP
Responsibilities
Design and build scalable backend services and APIs for accounts and payments; Own larger features end-to-end including monitoring and on-call; Design ledger and balance logic with audit trails; Integrate with banks and payment networks ensuring resilience; Build reconciliation and end-of-day batch processing; Implement risk controls like transaction limits and fraud rules; Maintain service stability during peak periods; Lead design reviews and mentor mid-level engineers; Investigate production incidents and perform root cause analysis.
Seniority
Senior, hands-on IC