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Senior Backend Engineer

Shenzhen, Guangdong Province, China💼 Full-time🗓 2026-07-22 → 2026-09-26

Core

Design, build, and own critical backend services powering underwriting, credit scoring, and loan decisioning workflows for a fintech lending platform.

Role type

Senior Backend Engineer (Fintech/Lending)

Builds

High-performance Go services for score orchestration, policy evaluation, decision APIs, and lending platform capabilities.

Domain

Fintech / Digital Lending / Credit Risk

Deliverable

production ML models | product features

Required skills

Go (Golang), distributed systems design, SQL database management, event-driven architectures, microservices architecture, system design, code review, technical mentorship

Preferred skills

Experience with underwriting and credit scoring systems, ML-serving integration, cloud platforms, CI/CD pipelines

Technologies

Go, Kafka, Redis, gRPC, REST, SQL, Cloud platforms

Responsibilities

Design and build backend services for credit decisioning, integrate credit models and rule engines, ensure pipeline accuracy and resilience, define service contracts and data models, optimize platform performance, partner with ML and risk teams, lead technical design discussions, handle production incidents.

Seniority

Senior, hands-on IC with mentorship responsibilities

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