Associate, Specialist, Credit Analysis, Middle Market
Core
Conduct comprehensive credit analysis for IBG2 clients to assess creditworthiness, financial standing, and risk.
Role type
Associate specialist credit analyst (middle market)
Builds
Credit proposals and recommendations for new and existing clients
Domain
Corporate banking / Middle market lending
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
Credit analysis, financial statement interpretation, credit risk assessment, financial analysis tools proficiency, KYC coordination, regulatory compliance (MAS/RBI/SEBI), anti-money laundering policies
Preferred skills
MBA or CA qualification, experience in corporate banking, understanding of asset products and technology platforms, knowledge of financial markets and competitor offerings
Technologies
Financial analysis software, operational procedures platforms
Responsibilities
Interact with clients to gather information and documentation for credit assessment; Prepare detailed credit proposals and recommendations; Collaborate with Credit team to obtain timely approvals; Support Relationship Managers with annual supervision reviews and new-to-bank client approvals; Coordinate with Trade & Operations for KYC and documentation completion
Seniority
Associate, entry-level specialist
