Especialista de Riscos III (Rating Office Agro Atacado)
Core
Credit risk analyst specializing in the agricultural wholesale sector, evaluating corporate and group creditworthiness and managing credit ratings.
Role type
Senior credit risk specialist (agricultural wholesale)
Builds
Credit ratings and risk assessments for agricultural companies
Domain
Financial services / Agriculture
Required skills
Financial statement analysis, cash flow analysis, debt and liquidity assessment, business model evaluation, sectoral risk analysis (climate, commodities, FX), credit committee presentation, credit pipeline management, technical mentoring
Preferred skills
Financial projections, advanced Excel, data analysis tools, AI tools, leadership
Technologies
Excel, data analysis tools, AI tools
Responsibilities
Analyze credit risk of agricultural companies and groups, prepare and defend credit ratings, evaluate financial statements and cash flows, assess business models and competitive positioning, incorporate sectoral factors, identify financial deterioration signals, participate in credit meetings and visits, present recommendations to credit committees, manage credit portfolio pipeline, interact with commercial and portfolio management areas, support less experienced professionals, contribute to methodology and process improvement
Seniority
Senior, hands-on IC