Director, Credit Risk Management
Core
Lead the management and resolution of complex stressed, distressed, and non-performing credit exposures, developing and executing strategies to minimize credit losses and maximize recovery.
Role type
Senior IC credit risk restructuring director
Builds
Restructuring and recovery strategies for large corporate and institutional clients in difficulty
Domain
Banking / Corporate Credit / Restructuring
Required skills
complex credit restructuring, financial modeling, negotiation, regulatory compliance, credit analysis, insolvency proceedings, stakeholder management, risk assessment, strategic planning, documentation
Preferred skills
project finance, leveraged finance, healthcare, media & technology, asset-based lending
Technologies
IFRS 9, US GAAP, U.S. Bankruptcy Code Chapter 11
Responsibilities
Lead negotiations with borrowers, sponsors, lenders, and creditor groups; manage in-court and out-of-court restructuring and insolvency processes; perform detailed financial and credit analysis including liquidity forecasts and enterprise valuation; determine and recommend internal credit classifications and risk ratings; assess expected credit losses and provisioning requirements; prepare and present restructuring strategies to senior management and credit committees; coordinate with Front Office, Legal, Finance, and Loan Operations; support portfolio-level management of criticized and non-performing exposures; contribute to the enhancement of restructuring frameworks and policies.
Seniority
Senior, hands-on IC