Senior Transactional Approval & Portfolio Management Expert
Core
Senior credit decisioning and portfolio oversight for Wholesale Banking, fund finance, and Private Banking lending portfolios, acting as a local credit approval authority.
Role type
Senior IC credit risk expert (transaction approval & portfolio management)
Builds
Credit decisions, portfolio monitoring, and risk analytics for material client exposures
Domain
Wholesale Banking / Fund Finance / Structured Lending
Required skills
Fund finance expertise, structured lending knowledge, credit analysis, covenant monitoring, risk assessment, credit opinion writing, portfolio analytics, stakeholder engagement
Preferred skills
French language proficiency, AI-enabled tools usage
Technologies
Portfolio data tools, risk analytics platforms, credit modeling software
Responsibilities
Analyze, recommend, vote on, and decide material credit exposures for Wholesale Banking clients; Assess transaction structures, obligor quality, collateral packages, and covenants; Produce and challenge concise credit opinions articulating key risks and mitigants; Own portfolio monitoring for assigned exposures including covenant compliance and early-warning indicators; Work with relationship managers, legal teams, and global colleagues to ensure consistent credit decisions; Contribute to sector and portfolio reviews by identifying emerging risks and market developments
Seniority
Senior, hands-on IC