Commercial Credit Analyst, Commercial Real Estate
Core
Perform supporting analysis, risk identification, and credit monitoring for a portfolio of commercial clients to assess creditworthiness and manage loan lifecycle.
Role type
Commercial Credit Analyst
Builds
Credit risk assessments, financial models, and risk ratings for commercial loan transactions
Domain
Banking / Commercial Real Estate
Required skills
Financial statement analysis, credit risk assessment, covenant monitoring, financial modeling, scenario analysis, regulatory compliance
Preferred skills
Capital IQ, FactSet, Bloomberg
Technologies
Microsoft Office, Capital IQ, FactSet, Bloomberg
Responsibilities
Analyze new credit requests and material modifications from deal screen through approval; manage ongoing credit risk via continuous credit monitoring (CCM) including annual reviews and covenant tracking; review financial statements, tax returns, and due diligence reports; prepare financial/projection models and cash flow schedules; identify suspicious activity and non-compliance with credit policy; present analysis during credit committee discussions; attend client calls with relationship managers.
Seniority
Junior, individual contributor