CRA Mortgage Originator
Core
Originate mortgage applications for low-to-moderate income borrowers in designated neighborhoods while adhering to Community Reinvestment Act (CRA) and SAFE Act requirements.
Role type
Mortgage Originator (CRA Specialist)
Builds
Mortgage loan products (agency and proprietary CRA products) for underserved communities
Domain
Banking / Mortgage Lending / Community Development
Required skills
Sales, customer interviewing, credit analysis, financial data assessment, loan negotiation, regulatory compliance, community outreach, relationship management
Preferred skills
None stated
Technologies
None stated
Responsibilities
Cultivate new mortgage business, market bank products to low-to-moderate income borrowers, interview applicants to assess creditworthiness, negotiate loan terms, ensure lending compliance with CRA and SAFE Act, interact with housing agencies and governmental entities, represent the bank in community functions
Seniority
Entry-level to Mid-level, individual contributor