Credit Analysis - Oil & Gas, Associate
Core
Analyze credit applications for Oil & Gas companies, including small E&P firms with Reserve-Based Lending (RBL) structures, to determine loan worthiness, risk, and structure.
Role type
Associate Credit Analyst (Oil & Gas)
Builds
Credit opinions, cash flow projections, and risk ratings for bank customers.
Domain
Banking / Oil & Gas
Required skills
Credit analysis, Financial modeling, Cash flow projection, Industry analysis (Oil & Gas), Risk assessment, Financial statement analysis, Reserve evaluation (RBL), Peer comparison, Regulatory compliance
Preferred skills
Capital IQ, Bloomberg, MS Excel, AI tools for data gathering
Technologies
Capital IQ, Bloomberg, MS Excel, Word, PowerPoint
Responsibilities
Analyze credit applications including loan structure and risk-return profiles; Prepare written credit opinions with approval/decline recommendations; Assess small E&P companies with RBL loans incorporating reserve engineer recommendations; Present credit recommendations to senior management; Recommend internal and regulatory risk ratings; Monitor market data (share price, CDS, loan prices) and report impacts; Coordinate with relationship managers and external parties (syndicate banks, rating agencies).