Portfolio Credit Analyst
Core
Oversight, monitoring, analysis, and reporting of the Bank's credit portfolio across business segments to ensure exposures remain within risk appetite and regulatory requirements.
Role type
Credit Portfolio Analyst
Builds
Credit portfolio reports, stress test scenarios, capital calculations, and automated data processes.
Domain
Banking / Credit Risk
Deliverable
dashboards & analysis
Required skills
Credit risk analysis, Financial analysis, Statistical modeling, Data analysis, Regulatory compliance, Portfolio management, SQL, Power BI, Advanced Excel
Preferred skills
Professional qualification in accounting/finance/risk, Experience with IFRS 9 and Basel requirements, Experience with ICAAP workflows
Technologies
SQL, Power BI, MS Excel
Responsibilities
Monitor portfolio quality and concentration risks; Conduct stress testing and scenario analysis; Compute and report Credit Risk capital per Basel requirements; Prepare management and regulatory reports; Manage Expected Credit Loss (ECL) models per IFRS 9; Create automated data gathering and reporting processes; Support development of statistical models for portfolio simulation.
Seniority
Mid-level, hands-on IC