Retail Judgemental Credit Specialist
Core
Assess and evaluate credit facilities for High Net Worth and Ultra High Net Worth clients to minimize bank risk while supporting their wealth creation strategies.
Role type
Senior IC structured credit specialist (private banking)
Builds
Credit facilities and structured solutions for HNW/UHNW clients
Domain
Banking / Private Credit / Wealth Management
Deliverable
client delivery
Required skills
financial statement analysis, credit risk assessment, cash flow modeling, covenant construction, deal structuring, industry analysis, ratio analysis
Preferred skills
business acumen, solutionist mindset, client relationship management, strategic planning
Technologies
financial modeling tools, credit analysis software
Responsibilities
manage a portfolio of HNW & UHNW clients, structure deals and compile credit papers, present requests to committees, monitor ongoing risk and covenants, flag economic and industry trends, engage stakeholders for decisioning
Seniority
Mid-level, hands-on IC
