CareerPlan

Open Finance Lead API Enterprise Architect

Toronto, ON, CAN, CAFull-time$86k–$185k2026-10-22 → 2026-11-10

Core

Lead enterprise Open Banking and Open Finance architecture strategy, roadmap, governance, and delivery for a global financial institution.

Role type

Principal Enterprise Architect (Open Finance/API)

Builds

Global Open Banking reference architectures, secure customer-permissioned data sharing, payment initiation, and third-party ecosystem integrations.

Domain

Financial Services / Open Banking / API Security / Payments

Required skills

Enterprise architecture strategy, Open Banking standards (PSD2, CDR, FDX), API security (OAuth 2.0, FAPI, mTLS), Cloud architecture (Azure/AWS/GCP), Microservices, Payment systems (ISO 20022), Regulatory compliance

Preferred skills

Industry standards body participation, Executive advisory, Legacy platform modernization

Technologies

Azure, AWS, Google Cloud, Kubernetes, API Gateways, OAuth 2.0, OpenID Connect, ISO 20022

Responsibilities

Define and maintain global Open Banking reference architectures and API standards; Architect secure data sharing and payment capabilities; Translate business and regulatory requirements into scalable cloud-native architectures; Provide architectural leadership across product, engineering, and compliance teams; Evaluate emerging technologies and develop proofs of concept; Represent the organization in industry forums and standards bodies.

Seniority

Senior, hands-on IC with strategic leadership