Relationship Manager, Commercial banking (Special Accounts)
Core
Manages a portfolio of high-risk commercial borrowing accounts, reducing the bank's loss exposure and advising stakeholders on complex credit risk transactions.
Role type
Senior IC relationship manager (commercial banking)
Builds
High-risk loan portfolios and credit solutions for commercial clients
Domain
Commercial banking / Credit risk management
Required skills
Credit risk analysis, portfolio management, restructuring, stakeholder negotiation, regulatory compliance, financial modeling, strategic planning, change management, data analysis, coaching
Preferred skills
Industry trend analysis, tool development, cross-functional collaboration
Technologies
Customized exception reports, tracking reports, dashboards
Responsibilities
Recommends credit alternatives and restructuring plans, develops lending policies, acts as a trusted advisor to business groups, negotiates terms with debtors and guarantors, monitors financial and risk performance of the account portfolio, provides credit risk coaching to sales teams, builds change management plans, designs training programs, and integrates data for strategic decision-making.
Seniority
Senior, hands-on IC