Associate Director, Commercial Banking (Corporate Finance Group)
Core
Analyze credit information, make lending decisions, and manage large commercial loan portfolios for public and private corporate clients.
Role type
Senior IC commercial banking credit analyst
Builds
Large commercial loan portfolios (syndicated and bilateral) for diversified industries
Domain
Commercial Banking / Corporate Finance
Required skills
Credit analysis, Financial modeling, Loan structuring, Portfolio management, Risk assessment, Regulatory compliance, Business development, Client relationship management, Financial analysis, Negotiation
Preferred skills
Syndicated lending, Derivatives, Cash management, Trade finance, Cross-selling
Technologies
Microsoft Office
Responsibilities
Analyze credit information to support lending decisions for new and existing loans. Negotiate loan structures and terms aligning client needs with bank risk appetite. Assess client repayment capacity using financial models. Sign off on new, renewal, and extension loans within delegated authority. Monitor portfolio performance to identify deteriorating credit conditions and industry trends. Lead proposal development and deliver presentations to capture new business. Develop and execute business development plans to enhance client relationships. Structure and support new loans aligned with client needs and bank policies. Conduct financial analysis and risk assessments to provide insights for informed decisions. Minimize bank risk exposure by adhering to credit policies and regulatory standards.
Seniority
Senior, hands-on IC