Sr. Business Analyst – Personal Loan Recovery Strategy
Core
Analyze post-charge off portfolio performance, monitor champion-challenger strategies, and optimize account segmentation to drive profitability for personal loan portfolios.
Role type
Sr. Business Analyst (Credit Risk & Recovery Strategy)
Builds
Strategic business decisions across Collection and Recovery channels
Domain
Financial Services / Credit Risk / Loan Recovery
Deliverable
production ML models | dashboards & analysis
Required skills
Portfolio performance analysis, Champion-challenger strategy monitoring, Account segmentation, Credit risk modeling, Hypothesis testing, Operational feasibility assessment, Strategic decision making, Quantitative analysis
Preferred skills
Statistical model building, Market research, SQL querying, Consulting experience
Technologies
SQL
Responsibilities
Identify business challenges and opportunities for improvement, Perform modeling/analytics to assist new product and pricing strategies, Support direct-to-consumer marketing efforts, Support step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, Develop hypotheses, test and analysis, solution development, scope operational feasibility, lead implementation efforts and develop a monitoring plan, Work closely with colleagues across IT, Sales, Operations, Finance and others to drive improvement in quality, volume, service, and profitability
Seniority
Senior, hands-on IC