Credit Products Specialized Industries Associate - Healthcare
Core
Supports Credit Products Specialized Industries Managers in identifying and mitigating risks in existing and proposed credit products, analyzing new commercial credit opportunities, and managing a portfolio of loans.
Role type
Associate (First Line of Defense) Commercial Credit Underwriter
Builds
Commercial credit portfolios and loan relationships
Domain
Banking / Commercial Finance / Healthcare
Required skills
Credit underwriting, financial analysis, covenant compliance monitoring, risk rating determination, financial reporting, portfolio management, regulatory compliance
Preferred skills
Healthcare industry experience, strong underwriting experience, financial modeling expertise
Technologies
Credit risk management systems, financial modeling tools
Responsibilities
Prepare credit approval packages including risk rating and financial performance analysis; analyze guarantors to support underwriting; assist in review of pre-closing loan documents and closing due diligence; manage financial reporting, covenant requirements, and past dues; monitor portfolios and servicing activities; validate risk ratings and identify changes; identify opportunities for exposure reduction or new business; participate in customer and prospect calls; identify financial solutions meeting client needs and bank risk criteria; ensure compliance with internal and external regulatory requirements.
Seniority
Associate, individual contributor with management oversight