Commercial Credit Products Quality Assurance and Improvement Analyst
Core
Ensures quality and consistency of commercial loan approval documentation through transaction testing, data analysis, and process improvement.
Role type
Commercial credit quality assurance and process improvement analyst
Builds
High-quality loan approval submissions and improved credit underwriting processes
Domain
Commercial banking and credit risk management
Deliverable
production ML models | product features | dashboards & analysis | client delivery | infrastructure | physical/clinical work
Required skills
commercial credit analysis, loan documentation review, covenant accuracy verification, SOX reporting, data trend analysis, process improvement, external exam coordination, presentation material development
Preferred skills
ability to work under pressure, strong verbal and written communication
Technologies
systems of record, credit documentation systems
Responsibilities
Review assigned loan sample groups for spreading quality, pre-booking covenant accuracy, TPE/MUST identification, and collateral quality; Document transaction test results and summarize issues; Serve as SOX reports liaison to research errors and coordinate remediation with underwriters and portfolio managers; Detect thematic issues and identify opportunities for system improvements or additional training; Partner with Process and Performance team to drive supplementary training and process improvements; Assist with external exam requests by gathering documentation and coordinating timely responses.
Seniority
Mid-level individual contributor