Senior Business Manager - Card Loss Forecast and Allowance
Core
Lead the Card Allowance team to produce quarterly expectations for expected lifetime credit losses (reserves) impacting consolidated P&L and company-wide earnings, while managing a team of analysts and driving strategic planning.
Role type
Senior Manager, Business Analysis (Credit Risk/Finance)
Builds
Quarterly credit loss forecasts, reserve models, and strategic business plans for Consumer Card businesses (US, Canada, UK).
Domain
Financial Services / Credit Risk Management
Deliverable
production ML models | dashboards & analysis
Required skills
Strategic leadership, quantitative analysis, qualitative analysis, people management, project management, financial modeling, economic forecasting, product development, cross-functional partnership, executive communication.
Preferred skills
Master's degree in Business/Quantitative field, 5+ years quantitative/qualitative analysis, 2+ years people management, product development, financial modeling, economic forecasting.
Technologies
GAAP accounting standards, credit performance monitoring tools, risk modeling frameworks.
Responsibilities
Develop business strategies for growth and profitability; manage and mentor a team of analysts; 'quarterback' quarterly forecasting processes; drive improvements in credit performance by connecting consumer trends to historical behavior; coordinate delivery of business intent across IT, Sales, Operations, and Finance.
Seniority
Senior, hands-on IC with management responsibilities