Credit Analyst I
Core
Analyzes complex personal and corporate loan portfolio financial statements for loan risk rating, monitoring covenant compliance, and preparing loan packages for interim and annual reviews.
Role type
junior IC credit analyst
Builds
credit packages and financial spreads for small business lending
Domain
banking + small business lending
Required skills
financial statement analysis, cash flow analysis, risk rating, covenant monitoring, collateral valuation, credit weakness identification
Preferred skills
accounting or finance degree, 2+ years in lending analysis or underwriting
Technologies
financial spreads, credit packages
Responsibilities
Analyze financial statements for loan risk rating; monitor facility for covenant compliance and collateral valuation; perform $1-3MM Loan Interim Reviews; prepare high-quality credit packages; communicate with borrowers and co-workers.
Seniority
Junior, entry-level IC