Property Adjuster Specialist - Field Claims
Core
Investigate, evaluate, negotiate, and settle complex property insurance claims, including fire, water damage, and structural losses, using a virtual-first approach supplemented by field inspections.
Role type
Senior IC property claims adjuster
Builds
Equitable claim settlements and risk mitigation for USAA members
Domain
Insurance / Property & Casualty
Deliverable
client delivery
Required skills
complex claims negotiation, property damage estimation, residential construction knowledge, state law and regulation interpretation, subrogation identification, SIU referral determination, catastrophe response coordination, field inspection execution, vendor partnership management
Preferred skills
high-severity claim handling, direct carrier experience, insurance industry designations (AINS, CPCU, AIC, SCLA), virtual inspection tool proficiency
Technologies
Xactimate, ClaimXperience, XactAnalysis
Responsibilities
Investigate claim damages via research and virtual/physical inspections; determine coverage and negotiate settlements within or outside authority limits; identify subrogation potential and create SIU referrals; manage complex caseloads including catastrophe deployments; maintain accurate claim documentation; resolve jurisdictional and construction challenges.
Seniority
Mid-Senior, hands-on IC