Credit Underwriter II
Core
Making timely, well-informed credit decisions that balance business growth with responsible risk management for new and existing merchant applications.
Role type
Mid-level IC credit underwriter
Builds
Credit decisions and portfolio quality for merchant payment solutions
Domain
Payments / Financial Services
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
Financial statement analysis, credit data evaluation, fraud indicator identification, risk-based decision making, policy application, regulatory compliance knowledge, data validation, SLA management
Preferred skills
Merchant account underwriting experience, fraud risk assessment, process improvement initiatives
Technologies
Microsoft Excel
Responsibilities
Evaluate financial information and credit data to identify opportunities and potential risks; Apply risk-based thinking and regulatory requirements to influence underwriting decisions; Identify fraud indicators and assess credit exposure; Deliver clear, accurate, and well-documented credit decisions meeting audit standards; Manage competing priorities while achieving service level agreements and KPIs; Share insights to strengthen underwriting practices and operational excellence
Seniority
Mid-level, hands-on IC