Credit Analyst
On-siteNo visa sponsorship
Core
Evaluate commercial loan applications to determine borrower creditworthiness by analyzing financial statements, cash flow, and credit histories.
Role type
Credit Analyst
Builds
Credit reports and recommendations for loan approval decisions
Domain
Finance / Commercial Lending
Required skills
Financial statement analysis, Credit risk assessment, Cash flow analysis, Regulatory compliance knowledge, Report writing
Preferred skills
Advanced English proficiency
Technologies
Balance sheets, Income statements, Tax returns
Responsibilities
Analyze financial statements and tax returns to assess borrower capacity; Review credit reports and payment histories; Prepare comprehensive credit memos with recommendations; Ensure compliance with internal guidelines and external regulations; Communicate findings to senior management.