Senior Compliance Officer – Enterprise FinCEN Programs Governance SME
Core
Enterprise subject matter expert and senior second-line compliance authority ensuring technical compliance with FinCEN Programs (SARs, CTRs, FBARs, Special Measures, Information Sharing) and providing governance, oversight, and strategic guidance.
Role type
Senior IC compliance officer (financial crimes)
Builds
Enterprise-wide governance, oversight, and credible challenge for FinCEN Programs processes, controls, and systems
Domain
Financial services / Regulatory compliance (BSA/AML)
Deliverable
dashboards & analysis
Required skills
BSA/AML compliance, FinCEN Programs expertise, regulatory risk assessment, policy design, control evaluation, risk appetite definition, remediation management, cross-functional partnership, regulatory examination support, training development
Preferred skills
None stated
Technologies
None stated
Responsibilities
Execute risk oversight activities per FCRM governance framework; Provide second-line oversight of enterprise-wide processes and controls supporting FinCEN Programs; Interpret laws and translate requirements into policies and implementation guidance; Own and approve enterprise policies and standards for FinCEN Programs; Evaluate control design and execution effectiveness; Identify gaps, emerging risks, and control weaknesses; Support enterprise risk assessments including BSA/AML and regulatory compliance assessments; Define and monitor risk appetite, KPIs, and control metrics; Review and challenge business process risks for new products and third-party arrangements; Provide senior compliance guidance on complex customer matters; Partner with Legal, Audit, Technology, and Data teams; Oversee quality assurance, compliance monitoring, and internal audit activities; Lead regulatory examination responses and issue remediation; Establish enterprise training requirements; Prepare reporting on risk exposure and program effectiveness to senior management and the Board; Lead cross-functional initiatives and mentor compliance professionals.
Seniority
Senior, hands-on IC