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Principal Data Scientist

Toronto, Canada (Ethoca)💼 Full-time💰 $154,000–$247,000🗓 2026-07-30 → 2026-09-25

Core

Lead the development and delivery of advanced AI and machine learning solutions for Mastercard's Ethoca product to enhance consumer purchase experiences, reduce chargebacks, and resolve disputes.

Role type

Principal Data Scientist (Strategy & Hands-on IC)

Builds

AI/ML models, generative AI solutions, and multi-agent systems for payment transaction analysis

Domain

FinTech / Payments / Consumer Transactions

Deliverable

production ML models

Required skills

Generative AI, NLP, Computer Vision, Multi-modal AI, Model Governance, Cloud Architecture, Stakeholder Management, Technical Roadmapping

Preferred skills

Payments domain expertise, Patent/Publication history, GenAI production experience

Technologies

Azure, Snowflake, Spark, Python, PyTorch, TensorFlow, Scikit-learn

Responsibilities

Design and execute data science vision and roadmap; Lead and mentor a high-performing data science team; Build and scale AI/ML models to reduce chargeback rates; Monitor and improve deployed models for accuracy and compliance; Provide hands-on technical leadership in model development and governance; Drive exploration of cutting-edge technologies like agentic frameworks

Seniority

Principal, strategy & mentorship

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