Principal Product Architect
Core
Design and scale Mastercard's global Account-to-Account (A2A) Risk Solutions to combat fraud and financial crime for financial institutions.
Role type
Principal Product Architect (Payments Risk)
Builds
Global A2A fraud and financial crime solutions, scalable architecture patterns, and API standards.
Domain
Financial services, payments, fraud prevention, financial crime
Deliverable
production ML models | product features | infrastructure
Required skills
Enterprise-scale distributed systems design, API design and governance, cloud-native architectures, microservices, event-driven systems, DevOps/CI/CD, streaming platforms, NoSQL, large-scale data processing, ML deployment, resilience engineering, security and compliance (GDPR/PCI DSS), payments domain knowledge
Preferred skills
TOGAF, tokenization/anonymization, AWS, real-time risk decisioning, third-party integration strategies
Technologies
OpenAPI, AWS, NoSQL, streaming platforms, containers, orchestration platforms
Responsibilities
Define and maintain solution architectures aligning with business objectives; Translate requirements into scalable, secure technical designs; Lead architecture for A2A fraud solutions; Define and govern API standards; Design reusable architecture patterns; Collaborate with engineering, product, and data science teams; Partner with third-party providers; Drive technology evaluations and architectural decisions; Shape technology roadmap including cloud strategy and data architecture; Act as technical advisor to customers and stakeholders; Evaluate emerging technologies for fraud detection and scalability; Ensure compliance with Mastercard standards and regulations.
Seniority
Principal, strategy & mentorship
