Lead Business Analyst (Techno-Functional)
Core
Bridge between compliance, risk, and engineering to translate regulatory requirements and fraud typologies into scalable platform features for real-time monitoring and transaction risk management.
Role type
Lead Techno-Functional Business Analyst (Payments & Financial Crime)
Builds
Real-time transaction monitoring rules, API-driven system integrations, and data schemas for fraud detection and reporting systems.
Domain
Fintech, Payments, Financial Crime (AML, Sanctions, Fraud)
Deliverable
production ML models | product features | dashboards & analysis
Required skills
AML, fraud detection, sanctions screening, transaction monitoring, card issuing/acquiring lifecycles, card scheme rules (Visa, Mastercard, Amex), financial messaging standards (ISO 8583, ISO 20022), PCI DSS, regulatory frameworks (FATF, FCA, PSD2, 6AMLD), Agile delivery
Preferred skills
Snowflake, SQL, rule engines, ML-based fraud detection platforms, vendor platforms (NICE Actimize, Featurespace, Fenergo, Temenos), API documentation tools, JIRA, Confluence, SWIFT ecosystem
Technologies
ISO 8583, ISO 20022, JSON, JIRA, Confluence, Snowflake, SQL
Responsibilities
Translate financial crime regulatory requirements into functional and technical specifications; define real-time transaction monitoring rules and detection logic; document data flows, schemas, and lineage; interpret scheme rules and ensure compliance; support product management in shaping roadmaps; act as Product Owner on client engagements; facilitate stakeholder alignment across risk, data, engineering, and operations.
Seniority
Senior, hands-on IC