Executive Director, Group Credit Review Lead
Core
Lead independent assurance over credit risk management across the Group's Wholesale Banking portfolio, providing objective assessment of portfolio quality, underwriting standards, and control effectiveness.
Role type
Senior IC credit risk executive (Group Credit Review Lead)
Builds
Independent credit review programmes, risk assessments, and governance reports for senior management and committees
Domain
Banking / Credit Risk / Wholesale Banking
Required skills
Credit risk assessment, portfolio analysis, underwriting evaluation, risk rating validation, regulatory compliance, stakeholder engagement, remediation oversight, strategic reporting
Preferred skills
Deep credit judgement, cross-portfolio thematic analysis, governance framework design
Technologies
Credit risk systems, financial analysis tools, regulatory reporting platforms
Responsibilities
Develop and execute risk-based credit review programmes; Lead end-to-end account, portfolio, and thematic reviews; Assess quality of credit underwriting, approval, and risk rating practices; Identify systemic issues and emerging risks; Present conclusions and recommendations to senior management; Monitor management responses and remediation of findings
Seniority
Senior, hands-on IC