Credit Associate
Core
Analyze credit worthiness of new and established customers by reviewing financial statements, assessing third-party credit reports, and finding public information to make recommendations on credit applications.
Role type
Credit Associate (Financial Analyst)
Builds
Credit decisions and risk assessments for new and existing loan applicants
Domain
Banking / Credit Risk
Required skills
Financial statement analysis, Risk assessment, Credit scoring, Data gathering, Regulatory compliance knowledge, Financial software proficiency
Preferred skills
Prior experience in credit analysis, Knowledge of lending regulations
Responsibilities
Review and analyze financial statements and credit reports, Evaluate risk levels based on financial data and market conditions, Utilize credit scoring models to assign ratings, Collect and verify information from credit bureaus and tax returns, Prepare comprehensive credit reports with recommendations, Present findings to senior management or loan committees, Monitor credit performance of existing loans and suggest remedial actions
Seniority
Mid-level, individual contributor