VP, Portfolio Manager Lead
Core
Leading a team of Portfolio Managers and Analysts to oversee middle market and sponsor-backed cash flow lending relationships, ensuring credit quality, risk management, and covenant compliance.
Role type
Senior leadership IC (VP, Portfolio Manager Lead)
Builds
High-quality cash flow lending portfolios for middle market and sponsor-backed clients
Domain
Commercial Banking / Cash Flow Lending / Credit Risk
Required skills
Commercial credit analysis, Financial statement analysis, Cash flow modeling, Leverage metrics, Covenant structures, Risk grading methodologies, Team leadership, Stakeholder influence, Regulatory compliance knowledge, Process improvement
Preferred skills
Formal credit training program completion
Technologies
Microsoft Office, Portfolio management systems
Responsibilities
Lead and mentor a team of Portfolio Managers and Credit Analysts; Oversee portfolio performance, credit quality, and risk ratings; Review financial statements and borrower reports to identify risks; Serve as primary escalation point for problem credits; Ensure timely completion of annual reviews and amendments; Partner with Originations, Underwriting, and Legal teams; Monitor portfolio concentrations and early warning indicators; Review and approve credit memoranda and risk-rating recommendations; Establish portfolio reporting and KPIs; Participate in credit committee presentations and regulatory examinations; Drive consistency in underwriting standards and risk management procedures.
Seniority
VP, Senior leadership with team management