Senior Underwriter, Commercial Casualty
Core
Evaluating, selecting, pricing, and managing a profitable portfolio of middle market commercial accounts.
Role type
Senior IC commercial underwriter
Builds
Commercial insurance policies for middle market accounts
Domain
Insurance / Commercial Casualty
Required skills
Financial statement analysis, loss history evaluation, risk assessment, pricing strategy, negotiation, portfolio management, regulatory knowledge, technical underwriting judgment
Preferred skills
Broker and agent relationship management, market trend analysis, mentoring junior underwriters
Technologies
N/A
Responsibilities
Underwrite new and renewal Middle Market Property & Casualty accounts with authority, Analyze commercial risks by evaluating financial statements, loss history, operations, exposures, and coverage requirements, Determine appropriate pricing, coverage, terms, and conditions based on underwriting guidelines and risk characteristics, Develop and maintain strong relationships with brokers, agents, and internal business partners to drive profitable new business production, Negotiate coverage, pricing, and terms while balancing customer needs and company objectives, Manage an assigned portfolio, monitoring account performance, rate adequacy, retention, and profitability, Conduct agency visits, broker meetings, and marketing activities to strengthen distribution relationships and identify growth opportunities, Collaborate with Risk Engineering, Claims, Legal, and other internal partners on complex accounts, Mentor and provide technical guidance to junior underwriters and underwriting assistants, Maintain knowledge of market conditions, industry trends, regulatory changes, and competitive positioning, Exercise sound underwriting judgment while operating within delegated authority and referral guidelines