Group Underwriter Consultant Senior
Core
Senior technical expert determining acceptability of insurance risks and setting premium rates for large and complex group health cases.
Role type
Senior Group Underwriter Consultant
Builds
Pricing strategies, renewal rates, and risk assessments for large group accounts
Domain
Health Insurance / Group Underwriting
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Risk assessment, pricing strategy, underwriting methodologies, portfolio management, regulatory compliance, rate calculation, exception analysis, cross-functional collaboration, mentoring, product portfolio analysis
Preferred skills
Student health population experience, Professional Employer Organizations (PEO) experience, CPCU/CLU/LOMA/HIAA/PAHM certifications, Advanced Microsoft Excel (complex formulas/macros)
Technologies
Microsoft Excel
Responsibilities
Develop and evaluate pricing and renewal strategies based on demographics and market conditions; Monitor underwriting workflow, business results, and adherence to policies; Evaluate and provide guidance on underwriting exceptions; Collaborate with Sales, Actuarial, and Finance on strategies; Serve as subject matter expert on underwriting methodologies; Manage a portfolio of large and complex clients; Provide technical guidance and mentoring to underwriting associates; Calculate renewal rates for large complex cases; Determine risk selection for individual health coverage applicants; Coordinate account reporting; Propose rates for prospective business; Perform post-sale reviews; Prepare annual settlements and ERISA reports; Survey product portfolios and recommend changes; Assist in establishing rating procedures; Participate in multi-functional teams; Update departmental processes for compliance.
Seniority
Senior, hands-on IC