Insurance Product Analyst
Core
Analyze pet insurance portfolio performance, identify rate and underwriting opportunities, and support product development to balance customer value with profitable growth.
Role type
Product Analyst (Pet Insurance)
Builds
Insurance products and rating structures for pet health brands
Domain
Insurance / Pet Health
Deliverable
production ML models | product features | dashboards & analysis
Required skills
P&C or pet insurance analytics, pricing, product management, underwriting, SQL, SAS, R, Python, Power BI, Tableau, insurance KPIs (loss ratio, combined ratio, rate adequacy, retention, frequency/severity), policy admin systems, claims data, rating engines, underwriting rules
Preferred skills
None stated
Technologies
SQL, SAS, R, Python, Power BI, Tableau
Responsibilities
Analyze product and portfolio P&L, loss ratios, frequency/severity trends, and rate adequacy; Develop reporting tools and dashboards for rate actions, retention, and claims trends; Serve as subject matter expert on pet insurance contracts, rating structures, and state-specific variations; Work with structured data from policy admin, claims, and rating systems; Conduct deep-dive analyses on loss spikes, rate needs, and regulatory changes; Partner with Actuarial and Underwriting to evaluate rate indications and support filings; Support product maintenance, regulatory monitoring, and DOI-related impacts; Provide recommendations on product strategy, pricing actions, and market opportunities
Seniority
Mid-level, hands-on IC