Insurance Product Analyst
Core
Analyze pet insurance portfolio performance, identify rate and underwriting opportunities, and support product development to balance customer value with profitable growth.
Role type
Product Analyst (P&C Insurance)
Builds
Insurance products and rating structures for pet health brands
Domain
Insurance / Pet Health
Required skills
P&C or pet insurance analytics, pricing, product management, underwriting, SQL, SAS, R, Python, Power BI, Tableau, insurance KPIs (loss ratio, combined ratio, rate adequacy, retention, frequency/severity), policy admin systems, claims data, rating engines, underwriting rules
Preferred skills
None stated
Technologies
SQL, SAS, R, Python, Power BI, Tableau
Responsibilities
Analyze product and portfolio P&L, loss ratios, frequency/severity trends, and rate adequacy; Develop reporting tools and dashboards for rate actions, retention, and claims trends; Serve as subject matter expert on pet insurance contracts, rating structures, and state-specific variations; Work with structured data from policy admin, claims, and rating systems; Conduct deep-dive analyses on loss spikes, rate needs, and regulatory changes; Partner with Actuarial and Underwriting to evaluate rate indications and support filings; Support product maintenance, regulatory monitoring, and DOI-related impacts; Provide recommendations on product strategy, pricing, and underwriting adjustments
Seniority
Mid-level, hands-on IC