Affordable Housing Underwriter, Sr.
Core
Underwrites and prepares credit presentations for complex Commercial Real Estate (CRE) loans, including construction, bridge, and permanent loans.
Role type
Senior Commercial Real Estate Underwriter
Builds
Credit recommendations and risk assessments for CRE developers and investors
Domain
Commercial Banking / Real Estate Finance
Required skills
Commercial underwriting, credit analysis, financial statement spreading, cash flow analysis, risk rating modeling, covenant testing, regulatory compliance knowledge
Preferred skills
Mentoring junior underwriters, coaching analysts, relationship expansion insights
Technologies
Microsoft Word, Microsoft Excel
Responsibilities
Analyze appraisal and market data to assess market risk; Prepare timely credit recommendations with quantitative and qualitative analysis; Monitor borrower financial performance and test covenant calculations; Collaborate with Relationship Managers to mitigate credit risk; Oversee the work of other commercial underwriters or credit analysts; Maintain knowledge of bank regulations (BSA, Reg CC, Reg E)
Seniority
Senior, hands-on IC with mentorship duties