AVP, Corporate Underwriting Risk & Governance
Core
Corporate risk subject matter expert accountable for maintaining underwriting philosophy, risk appetite, technical standards, and governance framework across life and health insurance businesses globally, with emphasis on Asia and Private Wealth.
Role type
Senior IC corporate underwriting risk & governance leader
Builds
Enterprise underwriting governance standards, risk mitigation strategies, and underwriting manuals/guidelines for life, health, and high-net-worth products
Domain
Insurance (Life, Health, Critical Illness, Disability) + Risk Management + High-Net-Worth/Private Wealth
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
enterprise underwriting governance, mortality and morbidity risk assessment, product design risk analysis, fraud risk oversight, retention and reinsurance management, high-net-worth underwriting expertise, cross-functional strategic leadership, underwriting manual development, emerging risk trend analysis
Preferred skills
individual underwriting approval authority ($30M+), FALU designation, FLMI designation
Technologies
underwriting automation tools, digital underwriting solutions, reinsurance frameworks
Responsibilities
evaluate proposed changes to underwriting requirements and evidence, assess mortality and morbidity implications of product innovations, identify emerging fraud risks and recommend controls, provide technical leadership on high-net-worth and complex financial underwriting cases, lead cross-functional underwriting initiatives across multiple jurisdictions, represent the organization in industry associations and forums
Seniority
Senior, hands-on IC with strategic advisory scope