Sr Analyst, Credit
Core
Evaluate customer creditworthiness, manage credit limits, and release orders on hold for new and existing customers in a specific region.
Role type
Senior IC credit analyst
Builds
Credit risk management processes and automated credit review workflows
Domain
Healthcare / Financial risk management
Required skills
credit risk assessment, credit limit management, automated credit review process management, order release evaluation, bank guarantees and letters of credit management, credit reporting, SOX compliance, Microsoft Office Suite
Preferred skills
JDE, SAP, Portuguese language
Technologies
Credit Integration Solution, C2C Technology, JDE, SAP
Responsibilities
Evaluate creditworthiness of new customers using Credit Integration Solution and C2C Technology toolset; Monitor changes in existing customer creditworthiness by applying market-based leading indicators; Set-up and manage the credit limit of existing customers within the region; Manage the automated credit review process and process credit review cases which require manual intervention; Process online credit applications for new customers within the region; Evaluate and release orders on hold which were not automatically released based on predefined automation rules; Constantly monitor the credit release and automation rules and enhance the criteria to ensure high-level of automation; Collaborate with Accounts Receivable specialists regarding customer status and scenarios; Proactively communicate with customers regarding credit requirements; Engage with appropriate Sales or other Commercial teams regarding customer credit requests; Enhance credit reporting accuracy and efficiency through collaboration with IT and external technology vendors; Manage and monitor bank guarantees, letters of credit, cash collateral and netting agreements; Partner with the Credit Team Lead and Credit GPO to continuously standardize and improve the credit and risk management process for the region and globally; Stay current with global credit standard methodologies, trends, and technology advancements; offer advice and develop creative credit risk management solutions for the organization
Seniority
Senior, hands-on IC