Sr. Credit Analyst
Core
Granting credit facilities to automotive dealers while minimizing risk exposure and ensuring compliance with corporate policies.
Role type
Senior Credit Analyst (Dealer Portfolio)
Builds
Dealer credit facilities and collections management
Domain
Automotive Finance / Commercial Lending
Required skills
Financial statement analysis, Credit risk assessment, Portfolio monitoring, Corporate lending, Cash flow analysis, Risk indicators, Microsoft Excel, Financial reporting tools
Preferred skills
Presenting credit recommendations to approval committees
Responsibilities
Collect and analyze financial information from dealers to identify risks and recommend mitigation strategies; Manage collections of curtailments, capital loans, and dealer payment obligations; Monitor financial performance and credit exposure of assigned dealers; Support negotiations with dealers regarding collateral requirements and credit conditions; Ensure approved credit facilities are supported by complete legal documentation; Manage approved credit lines and ensure compliance with terms and conditions.