Principal Solution Architect – Pay fare
Core
Design and govern the Australian localization of the Pay fare instant-payout and embedded banking platform, integrating with local payment rails and core banking systems.
Role type
Principal Solution Architect (Payments & Banking)
Builds
Instant-payout and embedded banking platform on Microsoft Azure
Domain
Australian Fintech, Payments, Banking
Deliverable
production ML models | product features
Required skills
Australian payment rails (NPP, Osko, PayID, PayTo, ISO 20022), Azure PaaS (AKS, APIM, Functions, Service Bus, Cosmos DB), Distributed Orchestration (DDD, BIAN, Saga Pattern), Python microservices (FastAPI/Flask), API Security (mTLS, OAuth 2.0, JWT), Core Banking Integration
Preferred skills
Card issuing/tokenization (Apple Pay/Google Wallet), AU Regulatory Governance (APRA CPS 234/230, AUSTRAC)
Technologies
Microsoft Azure, Python, FastAPI, Flask, Kafka, gRPC, OpenAPI, Swagger
Responsibilities
Design containerized microservices and API layers on Azure; Manage distributed payment states and double-entry ledger accounting; Integrate cloud-native applications with core banking ledgers; Ensure compliance with Australian data residency and security regulations.
Seniority
Principal, hands-on IC