Risk Analyst I
Core
Review and assess financial risk of new and existing customers to make underwriting decisions based on policy guidelines.
Role type
Underwriter (Financial Risk)
Builds
Customer creditworthiness determinations and risk portfolio management
Domain
Financial services / Fintech / Payments
Required skills
Financial statement analysis, Bank statement analysis, Credit report analysis, Risk assessment, Policy interpretation, Portfolio management, Financial spreading, Regulatory compliance knowledge (KYC, Reg B, Reg Z, UDAAP, FCBA, Truth in Lending Act), Quantitative analysis, Qualitative analysis
Preferred skills
Experience in high-growth payments or fintech, Strong critical reasoning, Problem solving
Technologies
None stated
Responsibilities
Collect and analyze applicants' financial, demographic, and historic information; Communicate with clients and sales regarding application status; Determine approval, decline, or exception for applications; Perform portfolio management to identify suspicious items; Recommend policy and process improvements; Create underwriting memos
Seniority
Mid-level (2-5 years experience)