Senior Software Engineer, Membership Experience

San Francisco OfficeFull-time$164k–$227k2026-10-31 → 2026-11-10

Hybrid

Core

Design, develop, test, and scale full-stack features for membership benefits, rewards, and engagement experiences in Chime's mobile app.

Role type

Senior Software Engineer (Full Stack)

Builds

APIs, UI components, and backend services for member engagement and retention.

Domain

Financial Technology (FinTech)

Deliverable

production ML models | product features

Required skills

Ruby on Rails, React/React Native/TypeScript, API design, transactional databases, caching systems, system scalability, full-stack development, metrics-driven decision making.

Preferred skills

Experimentation frameworks, data-driven product development.

Responsibilities

Design and build full-stack features for membership benefits and rewards; iterate on APIs and UI components for the mobile app; partner with cross-functional teams to define experiments and ship solutions; improve system reliability, performance, and scalability; mentor team members and drive best practices.

Seniority

Senior, hands-on IC

About Chime

Series E5000 Employees

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.