Software Engineer, Lending
Core
Design and build backend systems for real-time money movement, credit decisioning, and financial transactions at scale.
Role type
Senior IC backend software engineer (fintech lending)
Builds
Underwriting, eligibility, ledgering, capital markets workflows, repayment systems, and member-facing mobile APIs
Domain
Fintech / Lending / Financial Services
Deliverable
production ML models | product features | infrastructure
Required skills
Ruby on Rails, relational databases, caching, distributed systems fundamentals, API design, schema migrations
Preferred skills
Fintech/risk experience, third-party data integration, startup experience
Technologies
Ruby on Rails, relational databases, async processing, idempotency, retries, backfills
Responsibilities
Design and develop backend implementations of consumer product features, build resilient APIs for mobile apps, improve system reliability and scalability, collaborate cross-functionally to solve member pain points
Seniority
Senior, hands-on IC