Software Engineer, Risk: Identity, Suspensions, & Closures
Core
Design and build core systems for Chime's risk platform and architecture to enable deeper insights and stronger protections for members.
Role type
Backend Software Engineer (Risk & Trust & Safety)
Builds
Core risk systems, API architecture, and microservices for identity, suspensions, and closures.
Domain
Financial Technology (FinTech) / Risk Management
Deliverable
production ML models | product features | infrastructure
Required skills
Ruby on Rails, transactional databases, caching systems, backend code development, architectural patterns for large-scale web applications
Preferred skills
Frontend or mobile development experience, monitoring and dashboarding, cross-functional collaboration
Technologies
Ruby on Rails, microservices, API architecture
Responsibilities
Write clean, efficient, well-tested backend code; set up monitoring and dashboards; partner with Risk, Compliance, Data, Analytics, and Product to ship features; balance independence with collaboration to deliver high-quality work on tight timelines.
Seniority
Mid-level (3+ years experience)