Credit Analyst - Asset-Backed Securities (ABS)
Core
Analyze credit risk and collateral quality for Asset-Backed Securities (ABS) portfolios, including auto, credit card, and consumer loans, ensuring compliance with risk policies.
Role type
Credit Analyst (Asset-Backed Securities)
Builds
Credit approval memos, periodic portfolio monitoring reports, and organized credit files.
Domain
Financial Services / Structured Finance / Credit Risk
Required skills
Credit analysis, Collateral assessment, Deal structure analysis, Legal documentation review, Data analysis, Risk policy compliance, Portfolio monitoring, Financial modeling (plus)
Preferred skills
Structured finance/securitization experience, Wholesale loan product knowledge, Automation/technical skills, Microsoft Office proficiency
Technologies
Microsoft Office, Modeling tools
Responsibilities
Ensure strong analysis of assigned ABS portfolios for consistency with industry practices; Assist in periodic monitoring of the portfolio; Maintain organized credit files for regulatory and compliance purposes; Analyze credit risk by reviewing deal documents and legal documentation; Prepare credit approval memos analyzing collateral quality risk; Analyze periodic data and report discrepancies; Collect and analyze data from internal and external sources; Enhance efficiency through automation and technical skills.
Seniority
Junior to Mid-level Individual Contributor (1-3 years experience)